Key Legal Documents Every 18-Year-Old Needs

The Transition to Adulthood: Legal Independence

Turning 18 is an exciting milestone that marks the transition from childhood to adulthood. However, this newfound independence comes with responsibilities and challenges that can catch both parents and young adults off guard. One of the biggest shifts is the legal change that prevents parents or guardians from having automatic access to their child's medical, financial, and academic records. It's crucial for parents to stay involved, which means setting up key legal documents to ensure ongoing support.

 

Durable Power of Attorney

A Durable Power of Attorney is an essential document that allows parents or guardians to manage financial matters for their adult child if they are unable to do so themselves. This ensures that bills are paid on time and financial decisions are not delayed, which is vital in maintaining financial stability and avoiding unnecessary complications.

 

Medical Power of Attorney

With a Medical Power of Attorney, parents can make crucial medical decisions on behalf of their child in the event of illness or injury. This can be especially important in emergency situations where prompt medical decisions are required, preventing any delays caused by legal barriers.

 

HIPAA Authorization

Without a HIPAA Authorization, parents or guardians would be cut off from accessing their child's medical records or discussing their health with doctors. Securing this document is crucial for staying informed about any medical conditions or treatments the child may encounter, ensuring a continuity of care and informed decisions.

 

FERPA Waiver

Once a child turns 18, the Family Educational Rights and Privacy Act (FERPA) restricts parental access to academic records. Obtaining a FERPA waiver allows parents to continue participating in their child's educational journey by accessing grades, test results, and enrollment details.

 

Legal Advice and State Regulations

It's important to understand that the specific laws and enforceability of these documents can vary by state or jurisdiction. Consequently, researching local regulations and consulting a legal professional can help ensure these documents are set up correctly, offering peace of mind and continued support for your child's journey into adulthood.